The New Rules of Credit
The blueprint is available for you to build and maintain great credit. FICO, the most widely used credit score for personal and business credit, changed their credit scoring model dramatically in the summer of 2020. When FICO released its newest credit score model FICO Score 10 and FICO Score 10T that brought their total to 40 different FICO score models which lenders use greatly impacting consumers and business owners.  Understanding the 4 types of credit and how they each impact your credit score in different ways is critical to getting the best interest rate on both your personal and business credit. Take the mystery out of your credit and take charge of your life.
Karen M Fisher
Senior Loan Officer
Karen Fisher's motto is to put the FUN in funding! In March of 2022 she entered her 23rd year of loan origination. She has been in the Real Estate and Financing industry since 1983. She has helped thousands improve their finances by educating them on how credit really works, updating them on the constant changes of the credit reporting industry, how to build their credit to achieve their personal or business financial goals and best practices to reduce their risk of identity theft. Karen has spoken extensively in the United States and internationally on strategic mortgage planning, radio personality and talk show guest plus host of the popular podcast show “Healthy, Wealthy and Wise" on Business Radio X. Senior Loan Officer NMLS ID# 180167 with CrossCountry Mortgage, LLC. NMLS ID# 3029.
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